Kaizen originated as a business philosophy but it can be used in many areas of your life, from health, relationships, finances and more!
Even if your debt load is less than the average, it can still feel overwhelming, especially if you’re on fixed income. But help is here. These strategies can get you on the road to being debt-free fast.
If you're a grandparent, maintaining a strong connection with your grandchildren is important, but that may become harder over the years as they leave for college or become busier building their careers and families. While they're just starting out financially, you have a lifetime of experience. Although you're at opposite ends of the spectrum, you have more in common than you think. Focusing on what you can learn together and what you can teach each other about financial matters may help you see that you're not that different after all
New Move for Don Rasmussen and Quartermaster Wealth & Tax Management!
To reduce your spending, you first need to know where your money goes. 1
1. Keep track of all of your expenses for a month.
None are too small or insignificant: the daily newspaper, coffee on the way to work, an extra gallon of milk, that burger at the fast-food outlet. Next, categorize the expenses so you can see what you spend and where you spend it. Be sure to factor into your monthly expenses a pro-rated portion of the annual cost of your irregular expenses (e.g., clothes, gifts, car maintenance, insurance premiums).
When it comes to retirement, there is no shortage of conventional wisdom on everything from the ideal age to retire and the idea that Medicare and Social Security will take care of you in your golden years. Some of these myths, however, are simply wrong. If you’ve gone through the years following these retirement myths, it’s important that you read this.